Keep the house fair.Without making it weird.

Split the costs, turn the chore wheel, post the rent. When someone falls behind, JustSaying brings it up, so nobody else has to.

Join the early list See how it works

Made for iPhone · New Zealand first · Launching October 2026

The JustSaying chore list on the House tab (Yours 2, House 3, Done 2). Take out the recycling, Marcus’s, is marked with a red rail and “Overdue by 3 days” beside a Nudge button; Clean the kitchen benches (Sarah, Tuesday) and Water the plants (Sarah, Saturday) follow. Below, Household Status shows how many tasks each flatmate has left.
The JustSaying dashboard at the Loomis Household, asking “Winding down, Alex?”: a near-black balance card reading “$66.29, you owe the household” with Add Expense and Settle Up buttons, a pinned announcement about a landlord inspection on Thursday, and a Chores row flagging one overdue chore.
The JustSaying ledger: Household and Mine tabs, a balance card reading −$66.29 owed across the household, and a “Squaring up” card where 2 payments clear all 6 debts in the house: Marcus to Sarah $619.47, and you to Sarah $66.29 with a Settle button. Below it, $2,608.50 spent this month, 10% less than last month.

How it starts

  1. 1

    Create the flat

    One person sets up the household, names it and picks its currency.

  2. 2

    Bring everyone in

    Share the invite code, or find your flatmates by their @username.

  3. 3

    Add the first expense

    Balances, the chore wheel and the bills take it from there.

A ledger that does the maths,and the diplomacy.

See what you owe, what you are owed and what the house spent. The maths stays out of the group chat.

Your balance

$66.29

You owe the household.

RentSarah paid $2,400.00 · your share

$800.00

Cleaning stuffMarcus paid $18.60 · your share

$6.20
Squaring up

2 payments clear all 6 debts in the house.

Marcus pays Sarah

$619.47

You pay Sarah

$66.29

All squareonce both land.

Balances are netted before anyone pays, so no money goes out only to come straight back.

Pay up, then prove it.

Settle Up shows Sarah’s bank details to copy. Pay however you normally would and attach a screenshot if you like. Her phone tells her straight away, and the balance moves once she confirms it landed. The money itself never goes through the app.

The JustSaying Settle sheet: a near-black card reading “Transfer to Sarah, $66.29”, then Sarah’s payment options (her bank account number with a Copy button, or cash in person), an optional proof of transfer, and a note field.
Alex pays Sarah back
Sarah, a moment later
Nobody had to be that person.

Someone has to bring it up.It doesn’t have to be you.

Chores rotate through the house on their own. When one runs late, JustSaying nudges whoever’s turn it is. A week late, the house hears about it, once. Then it stops.

Going away? The wheel skips you. Rather trade? Swap a chore straight with a housemate. House Pass

Rent doesn’t wait for anyone to open the app.

Set a bill up once. From then on it runs from the server, at the household’s own 9am, whether or not anyone is looking.

UpcomingLoomis Household

Internet14 Oct, 9am · Sarah pays · split 3 ways

$65.00Posts itself

PowerDue 20 Oct · Marcus pays

VariesWaiting for amount

Rent1 Nov, 9am · Sarah pays · split 3 ways

$2,400.00Posts itself

And the rest of the house admin.

Receipts
Attach the receipt to the expense and argue about it right there, not in a group chat that also contains holiday photos.
Your currency
One of twenty, used for every amount, split and notification. Change it later and you see the conversion before anything moves.
Notice board
House notices with read receipts, so “I didn’t see it” stops working.
Activity
Every payment, chore and nudge in the house, by day.
Insights
Where the month’s money went, and who paid for it.
App Lock
Face ID or your passcode before the app opens.
Private households
Only the people you invite see the money, the receipts and each other.

Start free. One pass for the rest.

The essentials cost nothing, for good. The House Pass works out at about NZ$2 a person a month for a flat of four, paid yearly.

Free

NZ$0
  • Shared expenses and custom splits
  • Balances, and the fewest payments to settle up
  • A rotating chore wheel with reminders
  • Household cover requests
  • Receipt attachments and settlement proof
  • The latest 60 days of ledger rows
  • One recurring household bill

House Pass

NZ$99.99 charged yearly

One subscription for the whole household. Nobody else pays.

  • Unlimited recurring expenses
  • Full ledger history
  • Smart two-way chore swaps

7-day free trial for new subscribers, then NZ$12.99/month or NZ$99.99/year. Trial eligibility is decided by Apple per Apple ID. Auto-renews unless cancelled at least 24 hours before the period ends; cancel anytime in your Apple ID settings. House Pass launches in New Zealand first.

We’ll bring it upthe day it’s out.

Leave your email and you’ll hear on launch day, and again when JustSaying reaches your country.